Due to an improving economy, fewer Americans are behind on their credit card bills, dropping from 1.27 percent in the second quarter of 2013 to 1.16 percent in second quarter of 2014. The rate is based on the ratio of borrowers 90 days or more delinquent on their general purpose credit cards.

Read more: http://www.bankrate.com/financing/credit-cards/less-americans-behind-on-credit-cards/#ixzz3Beo4wf7X